"Refinance: Financing tool typically with a new loan at a lower rate of interest."
Racking up your credit card before applying for a mortgage is the worst and most common mistake first time home buyers make.
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A Home Is Your Safety Net
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The Most Common Refinancing Myths
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“One of the best things about owning a home is that it can give you a financial safety net. For instance, if you get in a situation where you’re paying off multiple high interest debts, you can use a home refinance to consolidate those debts, which typically is a lower interest payment, and get yourself back in the black.”
2.43 min
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